Storm damage? It can certainly look like that at first pass. But this happened on a sunny hot and humid day with almost no wind. What’s going on?
This larger shot tells the full story. See the fresh cut between the last two fence posts? That was made just two weeks ago. You can clearly see the heartwood rot in this tree. The tree is literally falling apart from in inside and needs to come down, despite the presence of all the luscious-looking apples.
My neighbor is selling his house (obvious from the sign) and probably wanted the tree to remain as a focal point to be attractive to buyers. If it continues to disintegrate in front of him, however, he’s going to have no choice but to remove it.